Michael Adams, of St Albans, believes he was forced into driving into the back of a car by two conmen who were working together in separate cars.

Whilst driving on a roundabout he saw two cars which he states “appeared to be dithering around”.

When behind one of the vehicles it quickly slammed its brakes on, meaning that Mr Adams could not avoid hitting it as the other car was positioned to take up the only space that could have been used to swerve around the first car.

Mr Adams said: “The man got out of his car and when I asked him why he stopped he said the car in front had braked. The man claimed he did not speak English even though he wrote his name and address for Mr Adams.”

Within a matter of days there were three separate personal injury claims that had been lodged by the first driver and his two passengers. All three claims were seeking whiplash compensation as part of a personal injury claim.

Mr Adams said: “I just want to warn people to be aware if they see cars being driven strangely like these two to keep well back in case they are trying to trap another driver to win big cash payouts.”

The businessman has lost his no claims bonus and will face higher car insurance premiums in the future due to the personal injury claims listed against him. He asked his insurance company to fight the case as he believes the claims are fraudulent but they decided to pay the injured parties.